What is Medicaid?

Medicaid is a government-funded health insurance programme that offers low-cost or no-cost coverage to low-income individuals and families with limited resources. Medicaid is jointly funded and administered by the federal government and individual states. Each state has its own rules for determining Medicaid eligibility and benefits, so the specific coverage and services available may vary depending on where you live.

Medicaid is designed to help cover the costs of medical care for people who may not otherwise be able to afford it. It provides coverage for a wide range of healthcare services, including hospital stays, doctor visits, prescription drugs, and preventive care. Medicaid also covers certain long-term care services, such as nursing home care and home health care, for people who are elderly or have disabilities.

To be eligible for Medicaid, an individual has to meet certain income and resource limits based on their family size and circumstances. In general, Medicaid is available to low-income individuals and families, including children, pregnant women, parents, seniors, and people with disabilities. In addition, some states have expanded Medicaid coverage to include more adults without children.

If any of you think that you are eligible for Medicaid, you can apply through your state’s Medicaid agency or through the Health Insurance Marketplace, which is a website that helps people enrol in health insurance plans. You can also get help applying for Medicaid through a local social services agency or a navigator, who can assist you in understanding your options and enrolling in a plan.